Are you looking for an option that will allow you to buy a home with little to no money down? How about 100% financing? Yes there are options out there for you. Below are just a few. Some of these options are Raleigh specific. Others are county specific. Either way, We can Help.
NCFHA will offer 3% down payment assistance and you will be responsible for 1/2%. There are income restrictions however you can purchase a home anywhere in the county. http://www.nchfa.com/homebuyers/hbwhatweoffer.aspx#advantage
City of Raleigh will offer up to 20,000 down payment assistance if you are purchasing a home in the city limits. http://www.raleighnc.gov/business/content/CommDevelopment/Articles/Homeownership.html
Home buyer Counseling has been offered for DHIC. They are a no-profit organization that offers assistance to first time home buyers. If you elect to contact them, Be sure to ask for Sandra Harper. (and you were referred by me) http://www.dhic.org/homebuyer_counseling.shtml
USDA is a government sponsored program that allows you to get 100% financing in an effort to help grow some of our rural areas. http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
Last but not least First Citizens Bank offers a 100% financing option. Your responsibility will be only for the closing costs minus what a seller agrees to pay for you.
There are many other programs out there and we have no problem pointing you in the right direction. Contact Us today.